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        Loan Programs

 

 

Loan Type:       Long Term:
  
                          5 to 30 Years - Prime Variable Rate Program
  
                                                       Fixed Rate Program (When Available)

Interest Rates:
    Variable Rate:  Prime plus % adjusted annually (5.5% Floor)

    Fixed Rate:      When Available

Collateral Requirements:
   
1st mortgage on real estate required.  Will consider chattels on
    operations such as dairy / poultry or properties with pivot irrigation
    systems.  

Loan Size Limitations:
  
   Variable rate loans are limited by Board discretion.
Current limit is $1,200,000.

Eligible Purposes:
   Buy land, irrigation equipment & wells, build or repair farm buildings,
   purchase equipment and machinery, build farm ponds, establish
   permanent pasture, establish livestock operations, refinance debts,
   specialized buildings for poultry, swine, dairy & beef operations.

Loan Application:
  
pdf  Loan Checklist
   pdf  Release Form
   pdf  Loan Application

Scholarship:
  
pdf  GDA Scholarship

NOTE:
This information should only be used as a reference.  The information reflected above is not "all inclusive".  More specific details regarding individual applications will be provided by the Administrative Office in Atlanta, Georgia or by the Branch Location serving your respective county.